HERNANDO BEACH, FL 34607 3181 GULF WINDS CIRCLE
$539,000
































































Presented By: PREFERRED PROPERTY ASSOC INC with 352-688-1303. - 352-688-1303
Home Details
Location, Location & Premium Waterfront Location!
Welcome to your slice of Florida paradise. This beautifully remodeled waterfront home offers direct deep-water Gulf access, no HOA, and no rental restrictions—perfect as a full-time residence, seasonal getaway, or income-producing vacation rental.
Located on serene Dolphin Bay, just off the main channel, the property features 128 feet of waterfront with low boat traffic—ideal for larger vessels, jet skis, and kayaks. A new seawall (2019) with a knee wall platform and floating dock ensures convenient water access. From your expansive covered patio, enjoy tranquil views and even the occasional visit from playful dolphins.
Step inside to an air-conditioned, glass-enclosed lanai adding 120 square feet of year-round enjoyment. Two covered patios lead to a pavered backyard extending to the seawall—an entertainer’s dream. Enjoy four insulated awning extensions providing shade throughout the year, a carport extension for your golf cart or water toys, and a freshly resurfaced driveway with space for three vehicles.
Inside, the split floor plan offers comfort and functionality with ceramic tile flooring, abundant natural light, and a cozy faux-stone wood-burning fireplace. The kitchen boasts new LG stainless appliances, Quartz countertops, a tile backsplash, and updated lower cabinets. Both bathrooms have modern vanities.
The one-car garage includes a 2019 epoxy-painted floor, insulated garage door, A/C venting, and washer/dryer hookups, while still functioning fully for car storage. Additional updates include a 2024 A/C system, 2023 exterior stucco and paint, a front porch seating area, a storage shed, and freshly updated landscaping featuring palm trees, Curb-A-Lawn edging, new sod, and full irrigation.
Though the home experienced water intrusion during Hurricane Helene, it has been fully restored with all permits finalized. A prepaid and assumable FEMA flood insurance policy is valid through October 2027 for added peace of mind.
Unbeatable Location & Community
Directly across from the Gulf of Mexico, enjoy breathtaking sunrises and sunsets, with nearby attractions like Weeki Wachee Springs, Buccaneer Bay Waterpark, and endless kayaking and fishing spots. Hernando Beach offers a relaxed, golf cart-friendly lifestyle with local marinas, restaurants, shops, parks, and access to the 14-Lake Preserve.
Outdoor enthusiasts will appreciate inshore/offshore fishing, scalloping, spearfishing, and access to nature preserves perfect for hiking and water sports. Known as “Tarpon Country,” this region is a fisherman’s dream. While tucked away in a peaceful coastal community, you’re just minutes from SR 50 and US 19, with quick access to shopping, hospitals, and the Suncoast Parkway for an easy commute.
Embrace the Central Florida lifestyle with proximity to Tampa attractions, theme parks, professional sports, cruise ports, museums, and world-class beaches like Clearwater.
This move-in-ready waterfront retreat truly offers it all—comfort, location, flexibility, and lifestyle.
Schedule your private showing today!
Presented By: PREFERRED PROPERTY ASSOC INC with 352-688-1303. - 352-688-1303
Interior Features for 3181 GULF WINDS CIRCLE
Bedrooms
Total Bedrooms2
Bathrooms
Half Baths0
Total Baths2
Other Interior Features
LivingAreaSourceowner
Air Conditioning Y/NYes
Fireplace Featuresliving room, wood burning
Fireplace Y/NYes
Flooringceramic tile
Furnished Y/Nunfurnished
Heating Y/NYes
Interior Amenitiesceiling fan(s), living room/dining room combo, split bedroom, window treatments
Laundry Featuresin garage
Window Featuresblinds
General for 3181 GULF WINDS CIRCLE
Additional Parcels Y/NNo
Additional Roomsgreat room
Appliancescooktop, dishwasher, dryer, electric water heater, refrigerator, washer
Attached Garage Yes
Body of Waterdolphin bay
Building Area Unitssquare feet
Carport Y/NNo
Cityhernando beach
Construction Materialsblock, stucco
Coolingcentral air
Countyhernando
Directionsus 19 to west on osowaw blvd to right on shoal line blvd. to left on gulfview drive to left on gulf winds circle to house on right.
DockY/NYes
Facing Directionwest
Flood Zone Codeae
Full Baths2
Garage Spaces1
Garage Y/NYes
HOANo
Heatingcentral, electric
Land Lease Y/NNo
Lease Considered Y/NYes
Legal Descriptiongulf coast ret unit 2 lot 37 & a triangle 20x64x54 mol des in orb 3743 pg 1318
Levelsone
Listing Termscash, conventional, fha, va loan
Living Area Unitssquare feet
Lot Size Square Feet7866
Lot Size Unitssquare feet
MLS Area34607 - spring hl/brksville/weekiwachee/hernando bch
Minimum Leaseno minimum
ModificationTimestamp2025-06-11t15:08:25.140z
New ConstructionNo
Occupancy Typevacant
Ownershipfee simple
Possessionclose of escrow
Property Subtypesingle family residence
Property Typeresidential
Roofshingle
STELLAR_InLawSuiteYNNo
Senior Community Y/NNo
Sewerpublic sewer
Standard Statusactive
Statusactive
Subdivision Namegulf coast ret
Tax Annual Amount2793
Tax Lot37
Tax Year2024
Total Rooms3
Utilitiescable available, electricity connected, sewer connected, water connected
Virtual TourClick here
Water Access Typecanal - saltwater
Water Access Y/NYes
Water Viewcanal
Water View Y/NYes
Waterfront Featurescanal - saltwater
Year Built1972
Zoningpdp
Exterior for 3181 GULF WINDS CIRCLE
Building Area Total2039
Covered Spaces1
Exterior Amenitiesawning(s), irrigation system
Foundation Detailsslab
Lot Size Acres0.18
Lot Size Area7866
Parking Featuresgarage door opener
Private PoolNo
Road Surface Typepaved
Water Sourcepublic
Waterfront Y/NYes
Additional Details
Price History

Andrew Russo
MBA, Realtor®
Similar Properties to 3181 GULF WINDS CIRCLE